Property Buying Guide for Young Investors | Real Estate News

Important Notes and Steps for Young Investors to Buy a Property

Today's Tutorial is for young Investors.

Why You Should Start Investing in Real Estate Early!
Owning property can mean different things to different people. For young individuals, it often represents stability, pride, and a sense of achievement.

As a young investor, starting early is key. Here’s why:
1.    Build a Growing Portfolio: Start small, invest wisely, and let your portfolio grow over time.
2.    Save on Rent: Living in your property eliminates the need to pay rent.
3.    Appreciation: Property value tends to increase from day one.
4.    Rental Income: You can offset expenses by renting out part of your property.
5.    Tax Benefits: Mortgage repayments often come with tax incentives.

The Case for Real Estate as a Wealth Creation Tool.
Historically, real estate has proven to be one of the most reliable paths to wealth creation. Even a modest square footage investment grows with market trends. Later, when you upgrade to a larger property, you only pay for the size difference, leveraging the appreciation of your existing asset.

A Real-World Example.

Let’s break this down with a simple scenario:
• You’re a young tech professional in Hinjewadi, Pune. You decide to buy a 1 BHK property for 50 lacs.
• Initial Investment: You contribute 5 lacs (10% of the property value). The remaining 45 lacs is financed through a home loan.
• EMI Payments: You pay the EMI through your income or partially offset it by renting out part of your property.

With this setup:
• You’ve leveraged 5 lacs to own a 50-lacs asset.
• Instead of being a tenant, you’re now a property owner.
• Your property starts appreciating in value immediately.
• Over time, as your career and income grow, you can upgrade to a larger property and invest further.

Why Real Estate Works for You!
Owning property isn’t just about financial growth—it’s about independence and security. It transforms your mindset from paying rent to building an asset.

Need Help Getting Started?
We’re here to assist you with every step of owning your first real estate asset. Have questions?
Email us at settlersindia@gmail.com, and we’ll guide you to the best of our abilities.

Hope you benefit from this article, call us to make this dream a reality.