The ideal second home (and smart base) for Indians & Global NRIs
Prepared for: Indian HNW families, entrepreneurs & retirees
Objective: Enable Investors to make an informed decisions on a Mauritius second home, residency, & Investment.
— Executive summary (why Mauritius, at a glance)
- Year‑round pleasant weather & clean air—live outdoors more, stress less.
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- Here’s a climate calendar for Mauritius showing average high & low temperatures (°C) and rainfall (mm) month by month.
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- Safe, stable, rule‑of‑law democracy with consistently strong governance.
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- Deep India linkages—~two‑thirds of the population is of Indian origin; familiar culture, food, festivals & languages (English/French widely spoken).
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- Residency made simple—buy approved property (from ~USD 375k) or choose retiree/occupation permits.
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- Investor‑friendly tax regime—internationally competitive rates; no capital gains or inheritance/estate taxes in Mauritius; broad tax‑treaty network.
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- Gateway to Africa—base your family in Mauritius and access SADC/COMESA/AfCFTA markets.
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- Modern infrastructure—roads, new light‑rail (Metro Express), good healthcare & schooling options.
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- Lifestyle upgrade—golf, beaches, water sports, hiking; calm, polite civic culture that’s easy to settle into.
Living experience: Everyday errands feel easier; communities are warm and polite.
Investor message: Stability protects families and long‑term capital.
— Civic sense, literacy & quality of daily life
Highly literate society (~90%+ adult literacy) → smoother services, courteous interactions.
Tidier public spaces (relative to many tourist islands); strong recycling & conservation push.
Orderly driving culture in urban/coastal pockets; predictable service standards in estates.
Takeaway: A calmer pace + outdoor routine → lower stress, better cardiometabolic health.
— Safety, political stability & low corruption (regional leader)
Stable, high‑trust institutions; independent judiciary & rule of law.
Among Africa’s best on governance/cleanliness metrics.
Low violent crime by regional standards; excellent personal safety in resort/coastal suburbs.
Takeaway: More sunlight & sea time → improved sleep, mood, and fitness.
— Health & wellness
Healthcare access: a network of public hospitals plus reputable private hospitals/clinics.
Preventive living: walkable coastal life, swimming, kitesurfing, hiking in Black River Gorges.
Spa & retreat culture: excellent spas, yoga and Ayurveda practitioners.
Regional care links: easy med‑travel connectivity to South Africa, Réunion, and India when needed.
— Weather & air quality: live outdoors, every day
Tropical‑maritime climate: typically ~20–30°C across seasons (cooler uplands).
Long beach season: warm seas, tradewinds; best months vary by coast—there’s always a good spot.
Lower pollution vs. major Indian metros: generally “Good/Moderate” air quality; sea breeze cleans the air.
Cyclone‑season readiness: robust warning systems; modern building codes.
— Why Mauritius resonates with Indian buyers
Cultural comfort: Hindu temples, mosques, churches & Gurudwara; Holi, Diwali, Eid widely celebrated.
Food familiarity: Easy access to Indian vegetarian & Jain options, plus world cuisine.
Language ease: English/French are official; Creole is widely spoken; Hindi/Bhojpuri are heritage.
Travel convenience: Direct/one‑stop connections from Indian metros
Business familiarity: Indian corporates & professionals already present; strong bilateral ties.
— Infrastructure you can feel
- Road network connecting all coasts; expressways reduce cross‑island times.
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- Metro Express (light rail) easing congestion between Port Louis–Curepipe with Uni/Ebène branch.
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- Modern telecoms: island‑wide 4G/5G coverage & home fibre in major areas.
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- International access: SSR International Airport with global connectivity.
Result: Seamless movement for school, work, golf, and grocery runs.
— People & culture (comfort of home, charm of an island)
- Indian‑origin majority creates an instant cultural fit.
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- Plural, easy-going vibe—Creole, French, Indian, and Chinese heritages blend harmoniously.
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- Festivals & faith respected across the calendar.
Family‑friendly: Kids integrate fast; communities feel familiar yet international.
— Tax structure (high‑level buyer view)
- Competitive headline rates for individuals & companies (progressive for individuals; 15% corporate headline with incentives for specific sectors).
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- No capital gains tax; no inheritance/estate taxes in Mauritius.
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- Broad treaty network & clear rules; robust financial services ecosystem.
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- Note: Personal tax slabs and solidarity levies may apply at higher incomes—we can arrange bespoke advice.
Investor angle: Efficient holding structures; clean exits on property and portfolios.
— Gateway to African growth
- Plug into SADC/COMESA (and AfCFTA) from a safe, English‑speaking base.
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- Time zones overlap India–Africa–Europe.
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- Ebène Cybercity & Freeport logistics underpin pan‑African operations.
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- CECPA with India adds another trade bridge.
Outcome: Operate pan‑Africa with Mauritian lifestyle & schools for family.
— Residency & permits: simple pathways
1) Buy approved property (PDS/Smart City/resort schemes) at ~USD 375,000+ → Residence Permit (RP) for owner, spouse & dependents for as long as the property is held.
2) Retired Non‑Citizen Permit (50+): show regular foreign transfers (policy currently ~USD 2,000/month or USD 24,000/year) → multi‑year residency with dependents.
3) Occupation Permit (OP) for Investors/Professionals/Self‑employed with clear capital/turnover/salary thresholds. Scalable to Permanent Residence on meeting criteria.
We pre‑screen you for the optimal route, coordinate EDB applications, KYC, and bank onboarding.
— Benefits of Mauritius residency (RP/OP/PRP)
- Live full‑time with spouse, dependent children & parents (per scheme rules).
- Work/invest (OP/Investor) or retire peacefully (RNC).
- No minimum stay requirements under some schemes (confirm per route).
- Local driver’s licence, utilities, club memberships—life actually works.
- Education options: international schools, universities linkages.
Note: Rules refresh annually—our team keeps your case compliant.
— Property choices for foreigners
- PDS (Property Development Scheme): villas/town homes in serviced, green‑amenity estates.
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- Smart City Scheme: mixed‑use urban hubs offering apartments/townhouses with business/education nearby.
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- Resort‑linked residences: branded villas/apartments linked to a 5★ hotel (rental pools, beach clubs).
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- Golf estates: direct fairway access, clubhouses & sports centres.
What our clients love: lock‑up‑and‑leave security, maintenance handled, lifestyle amenities on tap.
— Lifestyle & recreation
- Golf island: Championship courses (Anahita, Ile aux Cerfs, Mont Choisy, Heritage La Réserve) & a DP World Tour event.
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- Ocean sports: sailing, deep‑sea fishing, scuba, kite/windsurf (Le Morne lagoon), dolphin watching.
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- Sport facilities: Cricket, tennis academies, football, athletics stadiums, padel, and gyms.
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- Nature & culture: waterfalls, volcanic landscapes, rum estates, art & music.
Every weekend can feel like a holiday.
— Low population, big personal space
- ~1.3 million residents; less crowding than most coastal Asian hubs.
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- Plenty of coastline = easy beach access without the bustle.
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- Quieter roads in estate corridors; walk/cycle tracks in many communities.
Effect: Lower sensory load → calmer body & mind; higher life satisfaction.
— For Global NRIs: retirement made delightful
- Easy settling‑in: familiar festivals, faith spaces, comfort cuisine.
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- Healthcare + home help: reliable private care; available domestic help at fair wages.
- Active living: golf, clubs, community volunteering.
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- Grandkids‑friendly base: family visits loved; quick flights via ME hubs.
Emotionally right, financially sensible.
— Business opportunities from a Mauritius base
- Africa market entry with investor‑friendly laws & dispute resolution.
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- Holding & funds platforms with partial exemptions for qualifying global businesses.
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- Tech & BPO in Ebène; logistics via Freeport; renewables & ocean economy niches.
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- Real‑asset plays: hospitality, healthcare, education, light manufacturing.
We match your mandate to vetted partners & incentives.
— How we work with you (end‑to‑end)
- Profile & route mapping (family, budget, lifestyle, tax/residency goals)
- Shortlist & site visits (3–6 estates across coasts to feel micro‑climates)
- Offer & reservation (negotiation, SPA review, escrow)
- EDB/RP/OP filing (documents, bank, insurance)
- Settlement & onboarding (school, utilities, clubs)
- Aftercare (renewals, rentals, resale, governance updates)
— Risk, compliance & “fine print” (plain English)
- Rules evolve annually (Budget/Finance Act). Thresholds & benefits can change.
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- Tax is personal—we coordinate with your India & Mauritius advisors to avoid surprises.
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- Property selection matters—stick to EDB‑approved projects and reputable developers.
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- Cyclone‑season readiness—choose modern codes, backup power, drainage, and insurance.
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- Lifestyle fit—east vs. west coast micro‑climates; try both before deciding.
— Client profiles (what works best)
- Family villa (₹3–12 cr eqv.): Gated PDS or golf estate; school & club access.
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- Lock‑up‑and‑leave (₹2–6 cr): Smart‑city apartment or resort‑branded residence with rental pool.
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- Retiree haven (₹2–8 cr): Single‑level, sea‑breeze plots, near private clinic & supermarket; social clubs.
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- Business base: Apartment near Ebène/Port Louis + office; quick airport access.
— Some talking points
- “Feels like home with Diwali and vegetarian dining, but the air is cleaner and pace is calmer.”
- “Buy once, live well: property at ~$375k+ can grant residence for family.”
- “Plan Africa from paradise: trade‑bloc access, reliable courts, and English.”
- “Golf + schools + hospitals within 20–40 minutes in key estates.”
- “Tax‑efficient platform with no CGT/estate tax; locally bespoke advice can be arranged.”
— What to see on a 3‑day reconnaissance trip
Day 1: West/North coasts (Tamarin, Flic‑en‑Flac, Grand Baie, Mont Choisy)
Day 2: East/South‑East (Belle Mare, Anahita, Ile aux Cerfs corridor, Blue Bay)
Day 3: Smart Cities & Ebène; schools, clinics, clubs;
Pro tip: Feel morning vs. afternoon winds; test commute to preferred club/school.
— Frequently asked by Indian buyers (quick answers)
- Can I rent it out? In many approved schemes—yes (check HOA & permit terms).
- Can parents/dependents come under my RP? Often yes; documentation required.
- Mortgage availability? Local banks lend to non‑residents case‑by‑case basis; many pay cash or borrow offshore.
- Schooling? Several international schools (English/French curricula); good extracurriculars.
- Pets? Possible with import permits & vaccinations; plan 2–3 months ahead.
- Driving? Indian licence convertible; left‑hand driving as in India/UK.
— Your action plan (next steps)
- Confirm goals & budget range
- Choose residency route (RP by property vs. retiree vs. occupation)
- Document checklist & KYC
- Curate 6–10 properties; schedule site visits
- Meet banks/insurers/immigration on‑island
- Offer → SPA → EDB filing → move‑in
— (Appendix) Short glossary
- EDB: Economic Development Board (investment & residency authority)
- PDS/Smart City: Foreign‑buyer property schemes with lifestyle infrastructure
- RP/OP/PRP: Residence/Occupation/Long‑term residence permits
- CECPA: India–Mauritius trade agreement
- SADC/COMESA/AfCFTA: African trade blocs unlocking regional free‑trade access
— Sources & policy note (for internal use)
This deck summarises public information from Mauritius authorities & reputable organisations. Rules (thresholds, visa/residency conditions, tax rates) change with each Budget/Finance Act—confirm specifics at the time of purchase.
Key reference categories:
- EDB Mauritius (property‑linked residence, Occupation Permit, Retired Non‑Citizen requirements)
- Mauritius Meteorological Services; World Bank climate notes
- Transparency International CPI; World Bank governance indicators
- SADC/COMESA/AfCFTA membership pages; India–Mauritius CECPA
- Mauritius Revenue Authority / professional tax summaries
- DP World Tour / AfrAsia Bank Mauritius Open (golf)
(We maintain a living source pack during your transaction.)
— Thank you
Let’s craft your Mauritius plan—family, lifestyle, and structure under one roof.
Proposal for Bespoke Turnkey Project Services
Introduction
We specialise in providing bespoke turnkey solutions tailored to meet the unique needs of your projects. With access to a wide network of sources and resources, we can support you at every stage — from planning and design to execution and completion.
Our Expertise
We can assist you in successfully establishing and managing projects such as:
- Healthcare: Setting up hospitals and medical colleges
- Hospitality: Buying or building hotels
- Logistics & Storage: Developing or acquiring warehouses
- Smart Cities: Becoming a co-developer in large-scale urban projects
- Other Developments: Any similar large-scale or specialised ventures
Why Choose Us
- Turnkey Solutions: End-to-end project delivery with minimal effort required from your side
- Trusted Resources: Access to reliable partners, suppliers, and experts
- Data-Driven Insights: Our recommendations are backed by comprehensive data and analysis
- Tailored Support: Services designed around your vision, goals, and budget
Next Steps
We are willing to meet with you to discuss opportunities in detail. Our team will provide clear guidance and well-researched strategies to help you make informed and confident decisions.
Contact Details: settlers.mu@gmail.com, MBL - +91 9811022205
